Inkqubo yerhafu yenzuzo yokuthatha umhlalaphantsi

Inkqubo yerhafu yenzuzo yokuthatha umhlalaphantsi

Abathathe umhlala-phantsi bangazuza kwiirhafu zerhafu.

Ngokudlulisela yonke into okanye inxalenye yempesheni kwi-akhawunti ye-dirham engaguqukiyo ye-Moroccan, baya kuxhamla kwizibhengezo eziliqela kwimali yengeniso yabo yonke (i-CSG ne-RDS ayichithwanga), eya kuba yerhafu malunga ne-5% kule yengeniso ingxelo.

Umgcini zimali unokuyiphatha ngokulula imbuyekezo yakho yerhafu. Kubasebenzi bakarhulumente, ukusukela ukuba i-CSG RDS itsaliwe emthonjeni, isixa somvuzo wabo esiza kubhengezwa siya kuncitshiswa kangako. Abantu abafumana isibonelelo sepenshoni yomhlala-phantsi kwi-80% yokwehliswa kwemali yerhafu ehlawulwa kwipenshoni yomhlalaphantsi.
Kuyakwazi ukudlulisela kuphela inxalenye eyimfuneko yokuphila kwindawo leyo. Ukuhlawulwa kwentlawulo ke ngoko kuya kuba kakhulu.
Abathengi abahlala eMorocco kunye nabanikazi bempesheni yomhlalaphantsi evela kwimvelaphi yamanye amazwe bayazuza ngokunciphisa okulingana ne-80% yemali yerhafu efunekayo ngokubhekiselele kwingxowa yabo kwaye ihambelana neemali ezihanjiswe ngokusisigxina kwi-dirham engaguqukiyo.
Umhlalaphantsi wonyaka we-€ 100,000 uguqulelwe kwizinga lokutshintshiselwa kwe-11 DH: 100,000 € x 11 kwaye ubuyiselwe eMorokota kwi-akhawunti ye-DH engaguqukiyo 1,100,000 dhs
Ukuthunyelwa kwiipenshoni zomhlalaphantsi (uMoroca nakwamanye amazwe)
1.100.000 dhs x 40% = i-440.000 dhs
Imali engenayo ehlawulwayo ye-660,000 dhs
IGR ehambelana nayo: (660,000 dhs x 44%) - 14,960 dhs = 275,440 dhs
Ukunciphisa imali: 275,440 dhs x 80% = i-220,352 dhs
Intlawulo ngenxa ye55.088 dhs = 5%
Kule meko, irhafu ehlawulwa ngumhlalaphantsi yi-5% yemali yeempesheni iphinda ibuyele eMorokota ngokugqibela ekuhambeni kokungatshintshi.
Kufuneka kuqatshelwe ukuba irhafu malunga nobutyebi okanye kwi-capital ayikho eMorocco.
Akukho ntlawulo yomhlaba, okanye irhafu yokuhlala yonyaka, kuphela yerhafu encinci yedolophu. Ukuba uvakalisa eMoroksi, indlu yakho eyintloko kunye nekhadi lakho elihlala kuyo, le ntlawulo yasezidolophini ingaba malunga ne-30 € kwaye xa ihlala kwikota yesi-70 ukuya kwi-200 ngonyaka. Ukuxolelwa kwimimandla yasemaphandleni.